Today there is no value of simplicity . If any one likes to live in simple life ,he will be humilated in the society. So we are in habit to show our lavish life. It is how much dangerous if we can imagine then we will prefer our simple life. As days passing up the most things are becomung essential for our life,yet we can take the simplicity in our life. as for example I am writing about my friend . he felt his urgency to purchase a mobile and requested me to accompany with him. Myself gladly accompanied with him. But on my surprise ,I become astonished to see that when he expressed his desire to puchase a mobile at the cost of Rs 24,000/- on credit card. I applied my force and prevented him from doing so. Lastly he purchsed one mobile of Nokia at the cost of Rs 3000/-. After few days he came to me and gave me many thanks as I did not allow him to purchase so costly mobile. The reason for giving thanks to me was that he had to meet an expenditure for appendix oparation for his wife and he was able to meet the expenditure as he did not purchased so costly mobile. I like to say here that if a less priced mobile can fulfill my wants then why I will spend so much amount for the same. this is only one example .

Today the cost of living is being high day after day and we are unfortunate to same the necessary amount for our future. So it will be helpful if we can maintain simple life. If anything is extremely urgent must have to do but I will advice you do not live lavisly and must not form the habit of purchasing things on credit cards. as regard Credit Card I have written earlier.

It has been observed  that due to lavis life and credit cards some people are committing suicide as we are getting news at papers. on 27-4-2008 in A.B.p. got an information that one Chandrasekhor babu has committed suicide for debt of about Rs 42,00,000/- it was also noted in the paper that he would live lavishly. If can collect full information we will find that he would have several credit cards  and may have done same wrong to finish his debt using credit cards.

............Dhiraj